New York Unclaimed Property Laws & Escheat Guide

This page addresses key areas of interest regarding New York unclaimed property escheatment laws and regulations.

Key New York Unclaimed Property Laws Reporting Deadlines

Escheat reporting deadlines for New York are determined by property type. Depending on the type of property held, unclaimed property reports can have fall and spring reporting deadlines. New York also requires the verification and checklist to be signed by the Chief Fiscal Officer of the reporting holder. Extension requests are permitted in New York and should be submitted at least 30 days prior to the activity due date.

It is wise to start due diligence mailings early in each reporting cycle. Since New York has multiple unclaimed property reporting deadlines, be sure to review which property types are due in those periods and proactively reach out to owners.  New York is also unique as in addition to due diligence mailings it requires advertising names of property owners in publications. 

New York Dormancy Periods

Dormancy periods in New York vary by property types. Generally, most property types have a three year dormancy period. Accounts are considered dormant if the owner of a property has not indicated any interest in the property or if no contact has been made for the allotted dormancy period for that property. Dormancy periods in New York for common property types include:

• Wages, Payroll or Salary: Three years
• Savings Accounts: Three years
• Unredeemed Gift Certificates: Five years

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Key Resources

New York Office of the State Comptroller Office of Unclaimed Funds
110 State Street, 2nd Floor | Albany, New York 12236
Email: NYSrpu@osc.state.ny.us
Phone: 1.800.221.9311

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