On 10th September 2024, the Danish Guarantee Fund (DGF) issued an order concerning the rate of contributions payable by insurers for 2025.
The following non-life consumer policies will be subject to DKK 10 contribution:
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Family insurance policies
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Homeowners insurance policies
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Health insurances
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Change of ownership insurances
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Seller liability insurances
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Building/Construction damage insurance
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Motor insurance policies
The rate of these risks is currently DKK 40.
The rate of the industrial injury insurance policies remains the same as today, DKK 30 per policy.
A new obligation was introduced to motor liability insurance policies at a rate of DKK 5 per policy. This obligation, however, does not apply to foreign insurance companies based in the EU/EEA region and writing motor liability insurance business in Denmark on a freedom of services (FoS) or freedom of establishment (FoE) basis.
