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Denmark: Guarantee Fund Suspends Per-Policy Contribution on Consumer Insurance from 1 January 2027

Edit Buliczka
September 30, 2026

The Danish Financial Supervisory Authority (FSA) has set the 2027 contribution rates (DGF) payable by insurers to the Guarantee Fund for Non-Life Insurance Companies. In a notice published on their website on 22 September 2026, the FSA confirmed that the per-policy contribution on consumer insurance and equivalent lines will be suspended (set to DKK 0) for 2027, while the contributions for workers’ compensation and motor third-party liability insurance remain unchanged.

The change takes effect for policies newly written or renewed on or after 1 January 2027.

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Author

Edit Buliczka

Edit Buliczka is a Regulatory General Counsel at Sovos EMEA specializing in Insurance Premium Tax. A Hungarian registered tax expert and chartered accountant with a background at Deloitte, KPMG, and AIG, she has been with Sovos since 2016, tracking IPT legislative changes across Europe.
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